Reasons to get an appraisal from Reynolds & Kline Appraisal, Inc.

Thousands of people in Washington purchase, sell or refinance their home every month. Most of these transactions include a simple line item for an appraisal. Even though there are a budding number of automated home valuation systems that might appear less expensive than an appraisal, almost all lenders still need a local expert because the stakes are very high. You might assume that obtaining a mortgage is the only reason to acquire an appraisal, but there are more situations when the services of a certified, independent real estate professional could be beneficial.

If you're planning on any transaction where the value of your property is a factor, just contact Reynolds & Kline Appraisal, Inc.. Just click here.

Let Reynolds & Kline Appraisal, Inc. help you dispute your tax assessment in King County

It's likely you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are based upon a previous assessment of your house, so if prices are less than what they used to be in your neighborhood, you can challenge your assessment and save money. When building your case, an appraisal from Reynolds & Kline Appraisal, Inc. is your best evidence. At Reynolds & Kline Appraisal, Inc.,we can assist you in disputing your tax assessment.

Let Reynolds & Kline Appraisal, Inc. assist you in lowering your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that most lenders ask homebuyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the home. Since the additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is unfortunate because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Reynolds & Kline Appraisal, Inc. can produce a statement regarding the value of your home. The price you paid for the appraisal can generally be offset in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Reynolds & Kline Appraisal, Inc.

A divorce is often complicated by the strenuous decision of who keeps the property, and it can be a particularly heartbreaking experience for both parties. So both parties are entirely aware of the true market value of their home, it's a good idea to order an appraisal from Reynolds & Kline Appraisal, Inc., regardless of the circumstances.

If the parties need to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Fair and accurate estate liquidation

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.

Most Americans do not have dedicated estate planners or executors to handle these issues, unlike many wealthy individuals. And since a home or other property often makes up an unequal share of the total estate value, knowing the certain value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Relocating to or from King County

Employee relocation is a more than just an inconvenience, and we understand. That's why we take great care in setting up a convenient appointment time for the appraisal inspection. During our intensive process, we suggest relocating employees to provide input on the positive attributes of their property, as well as information about any recent sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price with an appraisal from Reynolds & Kline Appraisal, Inc.

A professional appraisal can help you make a more informed decision regarding your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees aren't a percentage of the sales price, but rather they are based on our efforts to complete the appraisal.

On a daily basis, we analyze the difference in value items like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market.